How Vocational Reforms Turn TVET Graduates into Teachers Tuesday, January 13, 2026 — 4 min read Technical and Vocational Education and Training (TVET) is undergoing a quiet revolution. Once viewed solely as a pathway to skilled employment, TVET is now being reshaped by vocational reforms that empower graduates not only to work—but to teach. Across many countries, these reforms are transforming experienced artisans, technicians, and technologists into certified educators who pass on practical skills to the next generation. From Skills to Systems: What’s Changing? Modern vocational reforms focus on building complete skills ecosystems . Instead of ending at certification, TVET programs now include: Pedagogy and assessment training for outstanding graduates Industry-to-classroom bridges that recognize workplace experience as a teaching asset National Skills Qualification (NSQ/NVQ) frameworks that formalize teaching pathways Continuous professional development (CPD) for instructor...
NIRSAL Guarantees ₦100 Billion Agricultural Loans in 2025, Boosts Farm Financing in Nigeria
The Nigeria Incentive-Based Risk Sharing System for Agricultural Lending (NIRSAL) Plc has announced a major milestone, closing 2025 with over ₦100 billion in approved credit guarantees for agricultural and agribusiness loans across Nigeria. (Vanguard News)
The announcement, made in Abuja in late December, highlights NIRSAL’s role in unlocking finance for farmers and agribusinesses that might otherwise struggle to access credit due to high perceived risks. (Punch Newspapers)
What the Guarantee Means
A credit guarantee is a financial instrument that reduces the lending risk for banks and other financial institutions. When NIRSAL provides a guarantee, it absorbs a portion of the risk if a borrower defaults, thereby incentivising lenders to extend more credit to agricultural value chains. (NIRSAL Plc)
In practical terms:
Partner banks and lenders can extend loans to farmers, processors, and agribusiness operators with greater confidence.
Loans that would have been considered too risky—such as those for smallholder farmers, early-stage businesses, or climate-smart agriculture—are now more accessible. (Leadership)
According to statements from NIRSAL, this guarantee has facilitated expanded credit availability across key value chain segments, including production, processing, and market linkages. (Brand Icon News)
Sector Impact and Broader Context
The ₦100 billion guarantees come at a time when credit to the private sector in Nigeria has been relatively tight, with banks generally cautious about agricultural lending due to risk concerns. (Nairametrics)
NIRSAL’s intervention plays into broader government and private sector efforts to de-risk agricultural finance and boost food security. These include initiatives aimed at subsidised inputs, climate-smart practices, and infrastructure improvements to strengthen the agricultural ecosystem. (AgroNigeria - AgroNigeria)
Looking Ahead: 2026 and Beyond
NIRSAL has reaffirmed its commitment to deepen financial support in 2026. This includes plans to:
Expand financing to more agribusinesses and value chain actors.
Support climate-smart and sustainable agriculture.
Strengthen resilience and competitiveness within the sector. (ThisDayLive)
The institution’s work aligns with national goals to increase agricultural productivity, support rural livelihoods, and attract greater private investment into Nigeria’s food and agribusiness sector.
Why This Matters
Agriculture remains a cornerstone of Nigeria’s economy and rural employment. Yet access to affordable and timely finance has consistently been a bottleneck for smallholders and agribusinesses. By facilitating over ₦100 billion in credit guarantees, NIRSAL is helping to bridge that financing gap, encouraging more banks to support agriculture and allowing businesses to invest in productivity, jobs, and food security. (economicconfidential.com)
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